Visit a Common Exchange Location Near You
Visit a Common Exchange Location Near You
Sell us your valuables
Chilliwack’s No.1 Pawn Broker Since 1992
SELL OR PAWN THE CHOICE IS YOURS
If you have an item of value and need cash – you have options!
Sell
Pawn
We Place The Highest $ Value On Your Item
We Place The Highest $ Value On Your Item
We Agree To A Price To Sell Your Item
We Agree To A Price To Pawn Your Item
We Do 5 Minutes of Paperwork To Finalize The Sale
We Do 5 Minutes of Paperwork To Finalize The Sale
We Give You Cash
We Give You Cash
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We Securely Store Your Item For Up To Sixty Days
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When You’re Ready, You Claim Your Item
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You Only Pay The Interest For The Time Used
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You Get Your Item Back
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We Shake Hands & Hope To See You Again In The Future
If you no longer need your item, selling it could be a smart choice. However, we understand that many items hold significant sentimental value, and you might prefer to keep the option of reclaiming them later. In that case, pawning may be the best solution for you, allowing you to access cash while preserving the memories associated with your belongings.
WHY CHOOSE COMMON EXCHANGE?
Pawn shops have been integral to thriving communities for centuries. Historically, they were affectionately referred to as “Uncle” in England, as in: “I’m going to see Uncle for a loan.”. Today, pawn shops continue to be cornerstones of local communities worldwide, providing essential support to neighbors in need of quick cash.
At Common Exchange, we offer instant loans against a wide range of valuable items. You receive cash upfront, and we securely hold your item until your ready to repay the loan. The process is straightforward: no job is required—just bring in something of value and a valid ID. It’s really that simple. Choose Common Exchange for a trusted, community-focused solution to your financial needs.
F.A.Q
Common Questions About Pawning Your Item
Some common collateral includes gold & silver, game consoles, guitars, power tools, computers and smartphones. However, there is much more that you can pawn. To know for sure, give us a call or fill out the Get-an-Estimate form.
Each location of Common Exchange has the highest standards of safety and security. Your item goes directly into one of our fire rated safes or secure garages and is not handled, touched or even looked at again until you come back to claim it.
Every item we see is unique. Even items with certifications and designations or model years and trim levels are unique from each other. The only way we can know what any item is worth for sure, is to see it in person. We can often estimate by phone, but the only way to be sure is to take a look. We always pay the highest dollar values of anyone in BC.
We understand that circumstances in life change. If you pawned an item with us and now wish to sell it instead, all you need to do is come in with your claim ticket, pay the outstanding interest, and we will be happy to discuss purchasing the item instead.
When you pawn your item we start a file on you and your item that includes your phone number. This is for your protection. If you lose your claim ticket (and it happens a lot) all you need to do is call us, and we’ll put a note on our system to check ID when claiming your item. That way, we know it’s you when you come in.
A typical pawn is 60 days or two months. Pawning an item is intended to be a short term fix to a temporary financial situation. We work with our clients to avoid getting themselves into the PayDay Loan cycle of servicing debt. Instead our goal is to be a reliable source for short term cash flow assistance.
No problem. Just visit the location you pawned your item with, bring your claim ticket, pay your interest to date, and we’ll give you a new claim ticket for another 60 days.
Our goal is to work with you to get your item back. Contrary to what many believe; we don’t want to claim your item, we want to get it back to you! So we will proactively call you and do our best to get hold of you to return your item to you. If you need more time, no problem we can work with you to give you more time or start a new pawn term.
We strive to be transparent in our fees and costs. It is 20% (3% interest, 17% storage) per month. So for example, if you pawned jewellery for $100, your fees will be:
Month 1: $20 ($120 to redeem)
Month 2: $40 ($140 to redeem)
That’s it. Pretty straight forward and transparent.
Our interest rates are 20% (3% interest, 17% storage) per month for the value of the pawn. For example, if you pawned a diamond for $100, your fees will be:
Month 1: $20 ($120 to redeem)
Month 2: $40 ($140 to redeem)
Absolutely not. We are in the business of providing loans to our valuable clients. We loan that money against an item of value, and we only make money when you collect your item. Therefore it is in both of our interests to work with you to make sure you get your item back.
WHAT OUR CLIENTS ARE SAYING
I have been dealing with this awesome pawn shop for long time and everytime I go there they make me feel like part of the family and like im an important person so yes yes I would say need help go see these people they are awesome =)
KN, British Columbia
DISCLOSURE STATEMENT – Pawn loans are available to anyone 18+ with a government issue photo-ID (No credit or employment checks are required).
Pawn loans are on a 60 day term. Your loan is meant to be paid back in full within this time frame.
General Items Pawn Loans
Charges include 3% interest plus 17% for storage and administration, per 30 days of used time.
(Example: A $100.00 loan would cost $120.00 if redeemed within the first 30 days, or $140.00 during the next 30 days.)
Loan amount offered is dependent on the collateral and can range from $10.00 to $999.
Pawns are, at minimum, $5.00 per 30-days. Heavy and/or large pawned items are subject to minimum $15.00 per 30-days.
Jewellery Pawn Loans:
Jewellery loans under $500 are 3% interest, plus 12% for storage and administration, .
Jewellery loans $500-$999 are 3% interest, plus 7% for storage and administration.
Jewellery loans $1000 and greater are 2.65% interest + $2.35 administration and insurance fees per $100 increment of the principal value*
Loan amount offered is dependent on the collateral and can range from $10.00 to $10,000.00.
Pawns are, at minimum, $5.00 per 30 days.
If the pawn has lapsed and no payment has been made on the current term, the pawned items become property of Common Exchange Chilliwack.
A grace period of 7 days is offered as a courtesy, during which Common Exchange will not dispose of your items. Use of this period is an additional fee equal to your pawn’s 30-day charge.
For more details please see a Common Exchange Chilliwack Ltd. Representative.