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DISCLOSURE STATEMENT – Term: Pawn loans are typically 30, 60 or 90 days. Your loan is meant to be paid in full within these time frames.Example: A $100 loan would cost $12.00 if redeemed within the first month, $22.00 within the 2nd month and $32.00 in the third month. Monthly charges include $3.00 interest, plus $7.00 for storage and a $2.00 handling charge per transaction. The APR on this loan is 60%. Actual rates may vary by location. For full terms and conditions, please visit our Terms and Conditions page.