How To Save Money on Video Game Consoles

Recently Nintendo released several new video game consoles that all pay homage to the consoles of yesteryear. People around the world, and many right here in British Columbia lined up for hours or even days to get their hands on these consoles.

Perhaps you too are considering an upgrade to a new console, or perhaps you’re thinking of trying out a new console on a new platform – these tips will help you make that new video console more affordable. (more…)

Continue ReadingHow To Save Money on Video Game Consoles

8 Reasons You Should Never Consider A Payday Loan – Part 2

In our last article, we considered the first four of eight reasons you should never even consider a payday loan. In this second instalment (pun intentional) we will consider another 4 reasons payday loans are just a straight up terrible idea.

It’s true, no one enjoys being short on cash. It’s stressful and has been known to drive people to desperation. Sadly, payday loan providers are waiting to capitalize on this desperation. But before you sign on the dotted line, consider this: (more…)

Continue Reading8 Reasons You Should Never Consider A Payday Loan – Part 2

8 Reasons You Should Never Consider A Payday Loan Part 1

Personal loans have earned a reputation in the personal finance industry as one of the greatest evils, and with good reason. In the majority of situations, payday loans are a terrible idea at best. This article explains why they should be avoided at all costs.

Continue Reading8 Reasons You Should Never Consider A Payday Loan Part 1

How Do Pawn Loans Work?

If you want to get a cash loan with a bad credit history, there really is no point applying to the bank. They will almost certainly not approve a loan, and you'll likely be dealt with as less than "the ideal customer". Yes, the very institution that has enjoyed your loyalty for so (read: taken your money for years) long will decline your application with minimal hesitation.

Continue ReadingHow Do Pawn Loans Work?

How to Get Hard-to-Find Music

The problem with liking, shall we call it; “unpopular”, or as we may like to call it; "classical" music is that the record stores across Greater Vancouver likely don't carry copies of the albums that you’d love to buy. Tracking down CDs, LP's, and yes, even cassette tapes, is also difficult if you’re trying to find import versions, singles or other uncommon releases by your favourite artists.

Continue ReadingHow to Get Hard-to-Find Music

How Do Pawn Shop Loans Work?

If you want to get a cash loan with a bad credit history, there really is no point applying to the bank. They will almost certainly not approve a loan, and you’ll likely be dealt with as less than “the ideal customer”. Yes, the very institution that has enjoyed your loyalty for so (read: taken your money for years) long will decline your application with minimal hesitation. Any adverse entries are recorded by credit bureaus for seven years will get your application denied. And after that seven years there’s no guarantee they will ever ignore that “little transgression”. (more…)

Continue ReadingHow Do Pawn Shop Loans Work?

5 Things A Pawn Shop Wants To Know About Your Television

About Your Television-Whether you’ve already upgraded to the latest and greatest model or have decided to go off the grid, pawning or selling your old television is a great way to put some fast cash in your pocket. Here’s what your local pawnbroker will want to know about your TV. (more…)

Continue Reading5 Things A Pawn Shop Wants To Know About Your Television

How To Make A Big Score With Your Sports Memorabilia

Sports Memorabilia-With estimated annual sales of around $1.5 billion (yes, with a “b”), it’s safe to say that sports memorabilia has come a long way since the days of children trading baseball cards. If you’re considering cashing in on your piece of sports history, by either pawning or selling, here are a couple of tips on hitting a home run at the pawn shop. (more…)

Continue ReadingHow To Make A Big Score With Your Sports Memorabilia

Why Pawn Loans Are Better Than Payday Loans

Better Than Payday Loans-If you’re in the market for a short term cash loan and are thinking about using a payday lender, we have a question for you: Have you considered a pawn loan? If not, you’re missing out on what could be a safer, more cost-effective option. Here are four reasons why pawning is the smarter choice. (more…)

Continue ReadingWhy Pawn Loans Are Better Than Payday Loans

Do Pawn Shops Accept Broken Items?

Do Pawn Shops Accept Broken Items-At Common Exchange, we find that our clients are full of great questions. This week, we were asked whether pawn shops will accept items that are broken. The short answer is, yes, pawn brokers will accept some items in, shall we say, less than perfect condition. The larger question, however, is why would a pawn shop buy or loan money on a broken item. Here’s the answer: (more…)

Continue ReadingDo Pawn Shops Accept Broken Items?